Katiedoyle is laughing- and possibly singing along:

Hahaha! My step brother’s ring tone is the free credit report song.

It’s Friday and, of course, that means having a little fun. That’s why we’re answering a crucial financial question: How do you get a FreeCreditReport.com ringtone?

First, we have to review the basics. You can look here for our full selection of credit reports, or read our equally serious report on where to see the FreeCreditReport.com commercials. Now that the boring stuff is over with, how can you get that FreeCreditReport.com ringtone?

It’s pretty simple. They’re all on the FreeCreditReport.com Facebook page here, in this ringtones note. From there, it’s up to you and your phone. Now you have everything you need to serenade- and probably annoy- your friends with the ubiquitous credit report song. Enjoy.