Gingergibson has a good problem to deal with:

Thinking about switching credit cards to a company that offers some perks. I always pay on time, have great score. Any suggestions?

How should you choose which card has the perks that are right for you?

It’s a difficult decision- naturally, each card has different benefits to match your personal spending preferences. However, we can offer some advice.

When choosing a card, look at the basics before the perks. It can be easy to be overwhelmed by the available offers and discounts. However, you should review the interest rate, credit limit, and payment terms first. Once you’ve made sure those are advantageous, then you can move on to the perks.