Simmons First Visa® Platinum Rewards

  • Travel rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants


Rates & Term Details

Basic APR: 9.25%
Balance Transfer: 9.25%
Balance Transfer Fee: 0%
Balance Transfer Fee Minimum: $0
Cash Advance: 13.25%
Default APR: 16.95%
Annual Fee: $0
Grace Period: 25 days
Min. Finance Charge: $0.50
Late Fee: $29
Overlimit Fee: $29
Foreign Purchase: 2%
Universal Default: N/A
Sign Up Fee: N/A

Important:
Always read the full terms & fees disclosure provided by the credit card issuer before apply. The creditor's terms may include more detailed or updated information than this chart.