We’ve been covering the effects of the new CARD act. In addition to legislation, organizations like the FTC continue to act on credit rules and regulations.

The latest news? The FTC is requiring disclosures on credit report sites.

It’s good for consumers to be aware of their options, in any case. Conversely, credit report sites do offer credit monitoring services that some consumers may value more. However, it’s good for consumers to realize they have a choice.

CGunst notes the FTC’s approach to free credit reports:

FTC takes on “free” credit report ads with their own ads http://bit.ly/2pxjt2“Don’t be misled…they’ll sell you something else instead.”

The New York Times article notes consumer confusion over what free credit reports are and how they work.

The main thrust of the FTC and article is that consumers don’t need advanced credit monitoring. Obviously, that stands in the realm of opinion. However, it is important to note that credit report services …

Pssdbt’s Saturday started out with some good financial news:

Sweet… got a bad credit item removed from my experian report, that was easy.

Did you know that you can correct your credit report? If you’re smart like Pssdbt, it’s easy to do and it can help your credit rating and credit score.

When you receive your credit report, you may find an item that you believe to be in error. These mistakes can damage your credit and put your financial life at risk, so it’s important that you correct them when …

A midday tweet from arcadiy reflects on a fun time for a friend:

Random meetings are fun. Just ran into Kevin from @ Arizona, on his way to retrieve credit cards from too fun a time last night.

We’re guessing that Kevin’s night out at a bar included running a tab- and then leaving his card behind the bar to do something a little more fun. Sounds like a good time, but like any good time, you always have to worry about …